Cyber Insurance Compliance-ready penetration testing

Need a pentest for your cyber insurance renewal?

Carriers increasingly require a real penetration test — not an automated scan — before issuing or renewing coverage. EMN Security delivers a scoped test and a carrier-ready report, on a timeline that fits your deadline.

Request a quote Typical turnaround: 2–3 weeks from kickoff to final report.

OSCP — Certified OSEP — Certified

The trigger

Where this usually comes from

Most businesses don't go looking for a pentest — a moment in the insurance process makes it necessary.

TRG-01

New policy application

Carriers are asking for proof of testing before they'll issue coverage above certain limits — even for small businesses.

TRG-02

Policy renewal

Requirements tighten every year. A business that wasn't asked last renewal may be asked this time.

TRG-03

Raising coverage limits

Higher limits generally mean a higher bar of proof — a documented test is often part of that conversation.

TRG-04

After an incident or near-miss

A phishing attempt or scare is often what prompts a carrier to require testing before the next renewal goes through.

Scope

What's included

A tightly scoped engagement built to satisfy carrier requirements without turning into a multi-month project.

Manual testing, not a scan

Hands-on testing by a certified tester, aligned with OWASP / PTES methodology — the depth most carriers actually require, not a list of known CVEs from an automated tool.

Carrier-ready report

Findings, severity, and reproduction steps in a format built to be handed directly to your broker or carrier.

Defined turnaround

A clear timeline set at kickoff, so you know the report will be in hand before your deadline — not an open-ended engagement.

Debrief call

A short call to walk through findings in plain language before the report goes to your broker or leadership.

Timeline

How it works

Four steps, start to finish.

Scope call

A short call to confirm what's in scope and your deadline. No cost, no commitment.

Testing

Manual testing runs against the agreed scope, under a signed rules-of-engagement authorization.

Report

A written report with findings, severity, and reproduction steps — ready to hand to your broker.

Debrief

A call to walk through the results and answer any questions before it goes to your carrier.

Verification

Credentials

Certifications from OffSec, earned through proctored, hands-on practical exams.

OSCP

Offensive Security Certified Professional

Issued by OffSec

Demonstrates the ability to identify, exploit, and report on vulnerabilities across a range of systems in a hands-on, timed practical exam.

Active

OSEP

OffSec Experienced Penetration Tester

Issued by OffSec

Advanced certification covering evasion techniques and bypassing security controls to compromise well-defended, modern enterprise environments.

Active

Questions

Frequently asked

The questions brokers and business owners ask most.

Does my cyber insurance require a penetration test?+

Most carriers now require a penetration test for new policies above certain coverage limits, and increasingly at renewal even for smaller policies. Your broker or carrier will typically specify this in writing — if you've received that request, this engagement is built to satisfy it.

What's the difference between a vulnerability scan and a penetration test?+

A vulnerability scan is an automated tool checking for known issues. A penetration test is manual, hands-on testing by a certified tester who actively attempts to exploit weaknesses the way a real attacker would. Most carriers require the latter — an automated scan alone typically won't satisfy the requirement.

How fast can I get a report before my renewal deadline?+

A standard scoped engagement runs about 2–3 weeks from kickoff to final report, depending on environment size. If your deadline is tighter, mention it on the scope call and it will be factored into scheduling.

What will my broker or carrier need to see?+

Typically the final report itself — findings, severity, and remediation guidance. If your carrier has a specific format or framework they expect, mention it on the scope call and the report will be structured accordingly.

I'm an insurance broker — can I refer clients directly to you?+

Yes — reach out using the contact form or email below and mention you're a broker. Happy to be a standing referral for clients whose carriers require testing.

Get in touch

Request a quote

Send a short scope description and your deadline, if you have one.

rdrzaz@emnsecurity.com

Based in

Western New York

Response time

Within 1–2 business days